No Additional Cost You pay nothing for repairs. Parts, labor, and are included. Coverage Plan starts on the date of . Drops, spills, and cracked screens due to normal use are covered for portable products, and power surges are covered from day one. Malfunctions are covered after the manufacturer's . Easy Claims Process File a claim anytime online or by phone. Most claims are approved within minutes. We will provide compensation in the form of an e gift card equivalent to the of your covered product. In some instances, we will or it. Product Eligibility The plan must be purchased with a product or within 30 days of the product . Pre existing conditions are not covered. Use Scenarios Scenario 1: You accidentally drop a portable device and the screen breaks; the plan covers the at no cost. Scenario 2: A power surge damages your device; coverage applies from day one. Scenario 3: After the manufacturer's ends, a malfunction occurs and is covered by the plan.